Increased loan approval chances: Because of its convenience and speedy service, CashUSA sees an average of one million users every month, all of which find one solution or another to their financial needs. With such a high satisfaction rate, you can rest assured that the service will connect you with a lender for your emergency effectively and efficiently. Users of CashUSA almost always get their loan request approved, no matter what their credit score is.
Easy-to-reach customer support: CashUSA has very prompt customer support on standby 24/7 that you can reach through phone , email, and the official website as well. We found the customer support team to be very reliable and dedicated. If you face any issues with your loan application, contacting them will guarantee a satisfactory resolution.
Personal Loans is a user-friendly online loan service famous for its high loan amount ranges and competitive APR, which usually falls between 5.99% and %. The site allows for personal emergency loans as high as $35,000 while simplifying the process using straightforward application procedures and a minimal eligibility criteria.
Borrow up to $35,000: If most of the top lender services don’t quite fit your needs, don’t worry. Personal Loans takes the short-term borrowing game one step further by facilitating a maximum loan amount of thirty-five thousand dollars, while also maintaining the average APR for it. What’s more, the application process and approval time are just as swift with Personal Loans regardless of the higher limit.
A large number of partners: Just like MoneyMutual, Personal Loans has been operating for years and has grown into one of the leading online emergency loans portals. Throughout this time period, more and more major loan providers have partnered up with Personal Loans, and now the service has one of the largest networks of lenders in the entire industry.
A large number of resources: Personal Loans doesn’t only give you access to higher loan amounts from hundreds of reliable lenders on the market, it also provides you plenty of resources to deal with your borrowing process, manage the repayment schedule, and steer clear of any dubious terms and policies. There are also a lot of guides regarding emergency loans, rates and fees, credit management, etc. The front page, where its application form is, also contains an overview of information you should be aware of before proceeding with your loan request.
Dynamic loan amounts and terms: Even though Personal Loans itself isn’t a lending service and only connects you with various major loan providers, which means it can’t decide the terms of your loan or how much you can borrow, it still has a history of getting its customers the best loan ranges-from $500 to $35,000-and repayment periods. This ensures that you get to choose your own repayment schedule without having to worry about paying any extra money in interest.
Transparent policies: The impeccable reputation of Personal Loans isn’t only because of its higher loan amounts, the service goes above and beyond in making its policies clear to users and being completely transparent about the usage of the information you enter on it. The service doesn’t charge you any fees, and no increments are made in your APR for the fees that it receives from the lenders.
How We Made This List
In the interest of full disclosure, we wanted to let you know how we compiled this list and decided on our top four choices. When picking a service to recommend, we looked for the following:
- Flexibility: The biggest factor for us was how flexible the service is. In other words, we determine whether a service lets you take a loan if your credit score is bad. That’s the whole reason behind this article, and the reason you’re here; so this was our first requirement.